Motor, health, home and travel insurance. Formerly Royal & Sun Alliance (RSA) UAE. Rebranded September 2023. Part of the NLGIC Group (Oman). No life insurance.
Liva Insurance is the rebrand of Royal & Sun Alliance (RSA) UAE, completed in September 2023. Part of the NLGIC Group based in Oman, Liva covers motor, health, home and travel in the UAE under its CBUAE foreign-branch licence. It does not write life insurance. Policyholders who held RSA UAE policies before the rebrand continue under the same licence.
Lines of cover offered in the UAE, verified against the CBUAE register (11 Jun 2026).
Third-party liability and comprehensive car insurance under the UAE unified motor policy. Compare excess, agency repair terms and GCC extension before buying.
Individual and group health plans. Compare network, annual limit and co-payment. Confirm the plan meets DHA or DoH mandatory cover requirements for your emirate.
Contents and buildings cover for UAE residents. Compare sum insured, exclusions and the process for making a claim before choosing a plan.
Single-trip and annual travel insurance. Check medical limits, cancellation cover and whether your destination is listed as a covered territory.
Liva does not offer life insurance in the UAE. For life cover, compare other CBUAE-licensed insurers.
| Former name | Royal & Sun Alliance (RSA) UAE |
| Rebranded | September 2023 |
| Parent group | NLGIC Group (Oman) |
| Type | Foreign (branch) |
| CBUAE licence | Licensed |
| Lines | Motor · Health · Home · Travel (no life) |
| Website | livainsurance.ae |
| Data verified | 11 Jun 2026 |
Sources: livainsurance.ae and CBUAE licensed insurer register. Verified 11 Jun 2026. Not affiliated with Liva Insurance or NLGIC Group.
Points specific to comparing Liva with other UAE insurers.
The rebrand from RSA UAE to Liva was completed in September 2023. The CBUAE licence is the same entity. Existing RSA UAE policyholders' cover transferred to Liva automatically. If you held an RSA UAE policy, check the renewal documents carry the Liva branding.
Liva does not write life cover in the UAE. If you need a combined motor or health policy plus life cover from one insurer, you will need to use a different CBUAE-licensed insurer or buy life cover separately.
Liva operates as a branch of an NLGIC Group entity. The group is headquartered in Oman. When comparing insurers, group financial standing is one factor; the CBUAE licence and local claims process are equally relevant.
Yes. Liva Insurance is the rebranded name of Royal & Sun Alliance (RSA) UAE, with the rebrand completed in September 2023. The CBUAE licence is the same entity, now operating under the Liva name as part of the NLGIC Group.
No. Liva Insurance does not write life cover in the UAE. For life insurance, compare other CBUAE-licensed insurers that cover the life line, such as ADNIC, Orient Insurance, Sukoon or Dubai Insurance Company.
Liva offers both third-party liability motor insurance (the UAE legal minimum) and comprehensive motor insurance. Comprehensive cover follows the UAE unified motor policy framework. Compare excess, agency repair terms and any add-on options before buying.
Yes. Liva Insurance operates as a foreign branch under a CBUAE licence. You can verify its status on the CBUAE licensed insurers register at cbuae.gov.ae.
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