How we source, check and present insurance data.
Trust is the whole product. This page sets out exactly where our information comes from, how often we refresh it, and the rule that stops anything unverified reaching a live page.
Regulatory facts come from the primary regulator: the Central Bank of the UAE (CBUAE) for insurance and the unified motor policy, the Dubai Health Authority (DHA) for Dubai health rules, and the Department of Health Abu Dhabi (DoH) for Abu Dhabi. Insurer and product facts come from each insurer's own policy documents and the CBUAE register of licensed insurers. We name the source on the claim.
We run a monthly data refresh against a fixed list of official sources, and a weekly quality check across the site. Regulatory thresholds and insurer details are re-checked on that cadence. Every fact carries the date it was last verified.
We compare cover and exclusions, not just price. Two policies at the same premium can differ sharply on excess, network, limits and add-ons, so our tables focus on what a policy actually pays for and where it does not. Premiums are quote-driven, so any figure we show is labelled indicative with its source and date.
Nothing renders on a live page until it is verified. A premium, coverage limit or regulator threshold that we cannot source is not estimated and not shown. This is why some comparison tables fill in over time as each insurer and fact is checked, rather than launching with numbers we cannot stand behind.
We are an information and comparison service, not a regulated adviser, and not licensed by the CBUAE to advise. We do not recommend a specific policy, and we never promise a claim will be paid. The final cover and price always come from the insurer.
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