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ADNIC

Motor, health, home, life, travel and commercial cover from a CBUAE-licensed national insurer listed on the Abu Dhabi Securities Exchange.

Abu Dhabi National Insurance Company (ADNIC) is a multi-line national insurer headquartered in Abu Dhabi and listed on the Abu Dhabi Securities Exchange. It covers motor, health, home, life, travel and commercial lines, with particular strength in group medical plans and corporate property cover across retail, SME and corporate segments.

What ADNIC covers

Lines of cover offered in the UAE, verified against the CBUAE register (11 Jun 2026).

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Motor

Third-party liability and comprehensive car cover. Check excess, agency-repair period and optional add-ons before buying.

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Health

Individual, family and group health plans. Particularly strong in group medical for corporate clients. Compare network, limit and co-pay.

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Home

Building and contents cover. Check limits, excess and what is included for accidental damage and valuables.

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Life

Term life and savings plans. Compare sum assured, payment term and exclusions against other providers.

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Travel

Single-trip and annual travel cover. Check medical limits, cancellation terms and adventure-sports exclusions.

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Commercial

Property, liability, marine and engineering cover for SME and corporate clients. Quote terms depend on business type and risk profile.

Key facts

Full nameAbu Dhabi National Insurance Company (ADNIC)
TypeNational conventional insurer
HQAbu Dhabi
ListedAbu Dhabi Securities Exchange (ADX)
SegmentsRetail · SME · Corporate
CBUAE licenceLicensed
LinesMotor · Health · Home · Life · Travel · Commercial
Websiteadnic.ae
Data verified11 Jun 2026

Sources: adnic.ae and CBUAE licensed insurer register. Verified 11 Jun 2026. Not affiliated with ADNIC.

What to compare on an ADNIC policy

Points worth checking when you compare ADNIC against other CBUAE-licensed insurers.

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Abu Dhabi base

ADNIC is headquartered in Abu Dhabi, which can be relevant for Abu Dhabi residents needing health cover under DoH rules and motor insurance linked to ITC registration rather than RTA.

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Group medical strength

ADNIC has strong group medical capacity. For employer health plans, compare the network breadth, treatment authorisation process and annual limits per employee carefully.

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Commercial lines depth

ADNIC writes a wide range of commercial cover. For SME or corporate buyers, compare commercial package terms, liability limits and sector-specific products against other providers.

ADNIC: common questions

Is ADNIC a UAE national insurer?

Yes. Abu Dhabi National Insurance Company (ADNIC) is a UAE national insurer incorporated and headquartered in Abu Dhabi, listed on the Abu Dhabi Securities Exchange (ADX). It is licensed by the CBUAE and operates across retail, SME and corporate segments.

Is ADNIC suitable for Abu Dhabi health insurance?

ADNIC is one of the established insurers in the Abu Dhabi health market, where cover is mandatory for residents under Department of Health (DoH) rules. Compare the network, annual limit and whether your hospital is in-network before buying.

Does ADNIC write motor insurance for Abu Dhabi?

Yes. ADNIC writes motor insurance across the UAE including Abu Dhabi, where vehicles are registered with the Integrated Transport Centre (ITC) under the Department of Municipalities and Transport. The mandatory federal unified motor policy applies regardless of emirate.

Does ADNIC offer commercial insurance?

Yes. ADNIC covers commercial lines including property, marine, engineering and liability alongside its retail products. Terms and limits for commercial cover vary by business type and risk profile, so compare against your specific requirements.

Compare ADNIC with others

See how ADNIC's motor, health and commercial cover stands alongside other CBUAE-licensed UAE insurers. Independent comparison, no fees.

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